Home savings with state subsidy


When you become our Client:

  • Financial institutions offer unique discounts to our Clients, based on the significant volume of transactions managed by our Financial Advisors
  • All our services are free of charge to our Clients
  • As an independent financial agent, we are motivated to find the best deals for you
  • We support our Clients through the entire transaction process
  • We save you time and effort!


What is that you’re saving for?

Your very first own home?
To move into a bigger property with your family?
For your children to start their own lives in a flat?

The answer is the same in all three cases:


Home savings!

Don’t be afraid to dream, and make it come true with home savings!


Outstanding advantages:

  • State subsidy: the state places 30% of the paid-in sum on the investment account, which can add up to HUF 72.000 state subsidy per year.
  • Strong yield: Based on the paid-in sum, the state subsidy and the interest rate, high yields are realized. The interest on the home savings account is tax-free.
  • Flexibility: Saving period can be 4, 5, 6, 8 or 10 years. The paid-in sum can be freely increased to HUF 20.000/month. The saving can be transferred to, divided between close relatives (such as spouse, child, parent, grandparent, grandchild), and several contracts can be merged as well.
  • Safety: The saved money is safe, since paid-in sums and interests are covered by the National Deposit Insurance Fund up to EUR 100.000
  • Option to use with a loan: favorable HUF based, fixed-rate loan can also be used together with the saving and state subsidy  




Types of home-purpose use

  1. Buying, building, changing
  2. Expansion, renovation, modernization

Three is always something to be completed:

  • kitchen, bathroom renovation,
  • window, door, roof replacement,
  • installation of energy efficient devices.
  1. Public utilities, public services

    Including solid surface roads, pavements, electricity, natural gas, water cables, and sewage and drainage canal or ditch, development and renovation of IT networks
  2. Housing loan, financial leasing redemption

    Opportunity for the partial or full conversion of earlier housing loan or financial leasing construction, and collective loan, or loan provided within a final payoff.

Frequently asked questions

  • When can I access my saving? Answer
  • How can I replace my unfavorable housing loan? Answer
  • What does tax on interest mean? Who and when shall pay it? Answer
  • More FAQ More

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Our clients said

I am fully satisfied with the work of Erika. She was kind, polite and helpful during the whole sales process. Moreover, she sold the apartment within an extremely short time. I can only recommend her to everyone, I myself will make use of her services whether it comes to real estate sales or purchase.

— Mária, Szeged

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