Frequently asked questions


?Is it possible to refinance a terminated loan?


Unfortunately, all banks refinance exclusively a problem-free loan. The problem-free loan has to be certified in writing. In case of terminated loans try to find an agreement with your lending bank about the loan rescheduling.

?What kind of loan can be refinanced?


Currently, the most common types of loans can be refinanced, e.g. .: residential mortgage loans, home equity loans, personal loans without real estate collateral.



?What are the costs in case of a loan to be closed / refinanced?


Except the usual borrowing costs (appraisal fees, notary fees, payment commission, etc.) you do not have to calculate other cost in case of closing of a loan.  In case of a refinance, the loan you want to refinance must be closed by the bank; that means the current loan debt required to be repaid using a new loan. In case of a final payment, banks may charge a fee, but the fee - in some banks - can be 0 Forint!


?Can I ask for a new construction for refinance my loan in the bank which gave me the original loan?


More of our partner-banks offer solutions for refinance the loan which became outdated and expensive. As the refinance can have high costs, it is important to inform yourself about the special offers and discounts.


?Is it possible to ask for an additional amount to the loan I want to refinance?


Yes, it is possible, but you have to know that due to the current legal requirements the additional amount to the loan you want to refinance can be required only in Hungarian Forint. In this way, you have no exchange rate risk, and you can plan the monthly payments of the additional amount to the refinanced loan.


?Can I refinance an existing home loan with another home loan?


More of our partner-banks offer solutions for refinance the home loan with another residential mortgage loans. Currently in Hungary there is a possibility to have a Foreign Currency residential mortgage loan; however, the law allows the refinancing of foreign currency denominated debt with another foreign currency-denominated loan, so that the loan applicant has no exchange rate risk.

Have a question? Do not hesitate to turn to us or look for our nearest office!

Ask for a call back or contact us here:

06 1 555 2222

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Our clients said

I got to know Henriett when selling our apartment owned together with my ex-husband." (Henriett Pusztai, Nagy Lajos király útja).  Our relationship has been friendly from the first moment, we came to a common denominator immediately as we are of the same type of personality. Consequently our working relation has been transformed into friendship as well.

— Zsófia, Budapest

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